Romney Fails On Pre-Existing Condition Question From Leno

Mitt Romney has no good answers for how to deal with pre-existing conditions in an appearance on the Tonight Show with Jay Leno on Tuesday night. If Romney becomes president and is successful (along with congress) in repealing the Affordable Care Act, he is apparently fine with people being denied insurance coverage due to a pre-existing condition.

Romney said people who have been continuously insured can continue to get insurance even with a pre-existing condition. Thanks Romney, but that’s not the problem. The problem is people who have not been continuously insured or never insured. Romney had a less than satisfactory answer for this scenario saying, “we can’t play the game like that”. Hmm, I didn’t know health care was a game.

Romney’s response to Leno on health care insurance and pre-existing conditions is a perfect case for the individual mandate (which is being argued before the Supreme Court). In fact, it’s actually a great argument for single payer (i.e. Medicare for all).

No doubt a person who has never had insurance and has a pre-existing condition would be expensive to insure, so expensive that private, for-profit insurance companies regularly denied insurance in these cases before “Obamacare”. It just doesn’t make good business sense to insure somebody with that kind of risk. It’s not profitable. And there it is…the profit motive. That’s the problem with our current health care finance system, even with the Affordable Care Act in place. The solution to this problem is to spread the risk over the entire population of the country. If you have single payer (Medicare for all) the cost per person would be reduced while at the same time offering health care coverage to every single American.

Why is it that the most obvious solution to rising health care costs and lack of coverage eludes so many people in this country?

dks

photo by Glyn Lowe Photos

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#health care#health care insurance#individual mandate#Jay Leno#medicare#Medicare for All#Mitt Romney#pre-existing condition#single payer#Tonight Show

  • Krys

    Romney is wrong.  Insurance companies CAN deny you coverage even  if you had been covered continuously.  Two years ago, and I believe after ACA was passed, I left my job to be a stay at home mom.  That also meant leaving my insurance.  My husband’s plan offered through his employer was cost-prohibitive.  While he and my baby were granted coverage easily, I was denied because of asthma and allergies, despite them being mild and well-controlled.  We appealed and were denied a second time.  We had to search for a company that would finally cover me, with a much higher deductible.  It’s my understanding that the pre-existing condition waiver doesn’t go into effect for adults until 2014.  Oh, and in my state maternity coverage is NOT offered by any independent company (only provided for in group employer plans), so apparently if we ever decide to have another child (or there is a provision requiring maternity care in all 50 states be covered in ACA I’m not aware of) we either have to pay the ridiculous cost of my husband’s company’s plan or pay for the maternity care on our own and hope there aren’t any complications. Anyway, I’m actually all for a single-payer system, and I truly hope that the SC doesn’t dismantle ACA in its entirety, all those other provisions even out the plans for everyone. 

    • So Romney failed on every count.

      One large risk pool. Other advanced countries have figured it out. “We” somehow think we’re better because we haven’t.