With ‘Fatal Conceit,’ Speaker Paul Ryan Fails Insurance 101

It appears Speaker Paul Ryan (R-WI) is deeply disturbed that insurance premiums paid by healthy people help offset the insurance costs of people who are sick. But that is exactly how health insurance works. In fact, it’s how all insurance works. It’s called spreading the risk. In any insurance pot, there is a minority segment who are higher risk, and these higher risk individuals rightfully pay higher premiums. But in addition to those high-risk premiums, the low-risk majority chips-in to cover the greater cost outlay to insure the high-risk minority.

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Republicans Cannot ‘Solve’ Health Care In Good Faith

Fiscal conservatism defines nearly all Republicans, even if decades of failed economic promises say otherwise, but the modern Republican Party is also a collective of combative factions. There are extreme social conservatives who often vote based on social wedge issues like abortion. There are moderate social conservatives who tend to go along with many social conservative positions, but who are primarily fiscal hawks. And there are extreme fiscal hawks who lean libertarian, and in many cases reject some of the more offensive tenets of social conservatism.

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GOP Won’t Put Forth A Better Healthcare Plan

You and I already know why it is not possible for Republicans to offer a healthcare plan better than Obamacare. Even if Republicans do eventually present a unified healthcare plan, and even if Republicans insist their plan is better than the Affordable Care Act (ACA), and even if you stubbornly continue to believe what Republicans say, Obamacare will still be better.

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It’s Not Good Enough To Simply Oppose Obamacare

It’s not good enough to simply oppose the Affordable Care Act (Obamacare). If you are going to continue to complain about the health care law, then you need to offer an alternative. Because health care in the United States pre-Obamacare was unacceptable, and well, that’s not subjective, it’s reality. Because when tens of millions of Americans lack health care insurance, that is a problem, even if you don’t think it is.

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Obamacare Anecdote Failure

In their Obamacare opposition, Republicans are now reduced to anecdotes based on misleading or false reporting, and in so doing, they are deceiving themselves. Because millions of Americans have now signed up for health care coverage under Obamacare, that means Republicans are left with their loose evidence and their bad intentions. And in many cases the evidence Republicans present is bad because it has been tainted by their own rhetoric, repeated ad nauseam on Fox News. It’s a self-fulfilling feedback loop. Tell people Obamacare is bad, and the people who listen to you will offer you the “evidence,” even though they never gave the process a good-faith effort.

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Hey Republicans, What Happened To Obamacare Repeal?

I’ll tell you what happened. Millions of Americans now have health care coverage because of the Affordable Care Act. Millions more will gain coverage over the coming months and years. If Republican efforts to repeal Obamacare were unsuccessful before anyone was officially covered (and let me tell you, they tried many times), then how will future repeal efforts fair? That is, if there are any future repeal efforts.

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